Terms of Use

Website Visitors

Like most website operators, Nook Money collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. www.nookmoney.com.au’s purpose in collecting non-personally identifying information is to better understand how www.nookmoney.com.au’s visitors use its website. From time to time, Nook Money may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Nook Money also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on www.nookmoney.com.au/blog. Nook Money only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to www.nookmoney.com.au’s websites choose to interact with Nook Money in ways that require Nook Money to gather personally-identifying information. The amount and type of information that Nook Money gathers depends on the nature of the interaction. For example, we ask visitors who sign up at www.nookmoney.com.au to provide a username and email address. Those who engage in transactions with Nook Money are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Nook Money collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Nook Money. Nook Money does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Nook Money may collect statistics about the behavior of visitors to its websites. Nook Money may display this information publicly or provide it to others. However, Nook Money does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Nook Money discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on www.nookmoney.com.au’s behalf or to provide services available at www.nookmoney.com.au’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using www.nookmoney.com.au’s websites, you consent to the transfer of such information to them. Nook Money will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Nook Money discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Nook Money believes in good faith that disclosure is reasonably necessary to protect the property or rights of Nook Money, third parties or the public at large. If you are a registered user of an Nook Money website and have supplied your email address, Nook Money may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Nook Money and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Nook Money takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Nook Money uses cookies to help Nook Money identify and track visitors, their usage of Nook Money website, and their website access preferences. Nook Money visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using www.nookmoney.com.au’s websites, with the drawback that certain features of www.nookmoney.com.au’s websites may not function properly without the aid of cookies.

This website uses Google AdWords

This website uses the Google AdWords remarketing service to advertise on third party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits to the Nook Money website. Of course, any data collected will be used in accordance with our own privacy policy and Google’s privacy policy.

You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

Business Transfers

If Nook Money, or substantially all of its assets, were acquired, or in the unlikely event that Nook Money goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Nook Money may continue to use your personal information as set forth in this policy.

Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Nook Money and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Nook Money may change its Privacy Policy from time to time, and in www.nookmoney.com.au’s sole discretion. Nook Money encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a www.nookmoney.com.au’s account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.